Long-Term Disability & Workers’ Compensation Neuropsychological Evaluations

Independent LTD & Workers’ Compensation Evaluations

As a physician-led forensic practice, we provide high-fidelity independent forensic neuropsychological evaluations for Long-Term Disability (LTD) and Workers’ Compensation (W/C) claims. In the complex landscape of insurance and labor law, clinical self-reports are often insufficient. Our evaluations provide the objective, data-driven analysis required to determine if reported cognitive or psychological symptoms result in measurable functional limitations that impact work capacity, benefit eligibility, or return-to-work decisions.

These assessments are critical for cases involving chronic medical illness, neurological disease, psychiatric conditions, pain syndromes, and stress-related disorders. We specialize in ERISA-governed LTD claims and Florida Workers' Compensation matters, delivering reports that withstand the scrutiny of administrative law judges and insurance adjusters.

Core Referral Questions for Disability Litigation

Attorneys and claims managers typically seek our expertise to answer high-stakes questions, including:

• Are the claimant's reported symptoms consistent with objective neuropsychological findings?
• Do cognitive or emotional impairments meaningfully limit specific occupational functioning?
• Are the findings consistent with the demands of the claimant's "own occupation" or "any occupation"?
• Is there evidence of symptom exaggeration or suboptimal effort (Secondary Gain)?

Objective Methodology: The PVM & SVM Standard

A defensible LTD disability evaluation must go beyond simple IQ testing. Our forensic methodology is built on a foundation of scientific rigor, incorporating:

• Performance Validity Measures (PVMs): Objective tests that ensure the examinee is providing maximum cognitive effort.
• Symptom Validity Measures (SVMs): Standardized questionnaires to detect over-reporting or non-credible psychological presentations.
• Detailed Record Review: Synthesis of medical history, pharmacy records, and occupational data.
• Functional Capacity Analysis: Directly linking neurocognitive deficits (e.g., processing speed, executive function) to specific job requirements.

Solving the "Invisible Disability" Challenge

Many conditions that trigger Workers’ Compensation or Long-Term Disability claims—such as early-onset dementia, complex PTSD, or chronic fatigue—do not show up on a standard MRI or CT scan. This is where Forensic Neuropsychology becomes essential. We provide the "missing link" by measuring the brain’s output (behavior and cognition) rather than just its structure.

For Florida Workers' Compensation Cognitive Assessments, we provide clear determinations of Maximum Medical Improvement (MMI) and Permanent Impairment Ratings (PIR) based on the AMA Guides to the Evaluation of Permanent Impairment. Our reports help clarify whether a workplace injury has caused a permanent shift in the individual’s cognitive baseline.

Comprehensive Reporting for Legal and Insurance Entities

Our court-ready neuropsychological reports are designed for clarity and impact. We translate complex neurobehavioral data into actionable insights for:

• Claims Adjusters: To make informed decisions on benefit extensions or settlements.
• Attorneys (Plaintiff & Defense): To establish or challenge the presence of a cognitive functional impairment.
• Employers: To facilitate Fitness-for-Duty and Return-to-Work protocols with confidence.

Concierge Forensic Support in Florida

We understand the time-sensitive nature of disability litigation. Unlike hospital-based clinics with six-month backlogs, we provide a concierge forensic experience with rapid scheduling and high-priority report turnaround. Whether your case is in Jacksonville, Cocoa Beach, or Miami, our hybrid and in-person assessment models ensure your forensic disability evaluation meets all Florida legal and proctoring standards.

Fee Policy and Independence

To maintain our status as a neutral and objective expert, forensic evaluations are conducted on a self-pay/retainer basis. This ensures that the findings are uninfluenced by insurance carrier clinical guidelines, preserving the clinical and legal integrity of the final opinion.

Request an LTD or Workers’ Compensation Evaluation