CPT Codes & Superbills for Neuropsychology Reimbursement FL

CPT Codes & Superbills for Neuropsychology Reimbursement FL

Navigating CPT codes, superbills, and out-of-network reimbursement for neuropsychological evaluations, including virtual options in Florida. by Alexandra Davis, Psy.D., updated on January 10, 2026
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What Are CPT Codes and the Neuropsychology Superbill?

CPT codes (Current Procedural Terminology) are the standard billing identifiers used by healthcare providers, including neuropsychologists, to describe services rendered. Since we operate on a Direct Access (self-pay) model, we provide a Superbill—a detailed, itemized receipt that includes the CPT codes and ICD-10 diagnostic codes. This allows patients to submit a claim for out-of-network reimbursement from their commercial insurance company, helping recover a portion of their investment.

Essential Neuropsychology CPT Codes and Billing Units

Understanding these time-based codes is crucial for predicting potential reimbursement. The total number of units billed reflects the comprehensive work involved in a full evaluation, including direct patient time and indirect time (scoring, interpretation, report writing).

  • 90791: Initial Psychiatric Diagnostic Interview. The first step covering comprehensive history and diagnostic interviewing. Typically the most reliably covered service, even via telehealth (-95 modifier) in Florida.
  • 96116: Neurobehavioral Status Exam. A brief assessment of cognitive and behavioral functioning, often used for follow-up or screening. Coverage varies by insurer.
  • 96132 (First Hour) / 96133 (Each Additional Hour): Neuropsychological Testing Evaluation Services. Billed by the neuropsychologist for professional time spent on test selection, data integration, interpretation, clinical decision-making, and report writing.
  • 96136 (First 30 Min) / 96137 (Each Additional 30 Min): Neuropsychological Test Administration & Scoring. Time spent by the qualified health care professional personally administering and scoring standardized tests. A full battery often requires 12–20+ units.

Insurance Coverage: Medical Necessity and Out-of-Pocket Costs

Insurance coverage for neuropsychology hinges entirely on medical necessity. This determines which CPT codes are covered and which specific conditions qualify for reimbursement.

What Insurance Often Covers (Even Out-of-Network)

  • Initial diagnostic interviews like 90791 are the most reliably covered service as they establish the need for further testing.
  • Telehealth for interviews (90791-95, 96116-95) is commonly reimbursed by most commercial plans.
  • Evaluations following acute neurological events such as stroke, TBI, or confirmed neurodegenerative disorders like Alzheimer’s disease.

Diagnoses Typically NOT Covered (Lack of Medical Necessity)

Insurance companies only reimburse when the evaluation is deemed medically necessary (e.g., post-TBI, stroke, or moderate cognitive decline). The following are routinely denied, meaning they are primarily out-of-pocket expenses:

  • ADHD Testing: Assessment primarily for inattention or executive dysfunction in adults without a neurological or severe psychiatric comorbidity is often denied coverage.
  • Learning Disabilities & Psychoeducational Testing: Evaluations for dyslexia, dyscalculia, or school performance issues are categorized as educational, not medical.
  • Legal/Career/Baseline Testing: Testing conducted solely for workplace accommodations, forensic/legal purposes, or general baseline neurocognitive testing (if the PCP deems complaint subjective or an initial screener shows no deficit) is not covered.
  • Family Risk Without Current Symptoms: Evaluations requested solely due to a family history of dementia or psychiatric illness without current cognitive symptoms is frequently denied.

The Reality of Full Testing Coverage (96132, 96136)

Full neuropsychological batteries (96132, 96133, 96136, 96137) are frequently considered out-of-pocket expenses or reimbursed at a very partial rate, whether remote or in-person. The exception is generally for clear, acute neurological injury (e.g., TBI, stroke).


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Virtual Neuropsychology: Validity and the Direct Access Model

Our virtual neuropsychology model leverages telehealth to provide timely access while mitigating traditional concerns about remote testing:

  • Clinician Oversight: Licensed neuropsychologists personally administer and score each test, making real-time adjustments for remote validity rather than relying solely on a technician.
  • Validated Digital Tools: Adaptive platforms ensure randomized stimuli and reliable measurement of cognitive domains, mirroring in-office accuracy. Learn more about remote testing validity.
  • Security and Controlled Environment: We use HIPAA-compliant platforms and strict environmental checks to ensure secure sessions and minimal distraction.

The Direct Access model ensures that the time and scope of your evaluation are determined by clinical necessity and your personal goals, not by restrictive insurance authorization rules. This is the only way to guarantee a comprehensive assessment for non-medical issues like adult learning disability insurance claims or complex ADHD diagnoses.

Maximizing Your Superbill Reimbursement

While reimbursement is never guaranteed, you can maximize your chances by:

  • Request Detail: Ensure your Superbill includes all CPT codes, the primary ICD-10 codes, date of service, total time, and the provider's tax ID and NPI number.
  • Understand Your Plan: Reimbursement is subject to your out-of-network deductible, co-insurance, and usual and customary rates (UCR). Call your insurer before your appointment.
  • Use Tools: Services like Thrizer can help automate the claim submission process for you.

Bottom Line: What is Likely Reimbursable

Based on typical commercial PPO plans and Medicare rules for out-of-network claims:

  • 90791 Initial Diagnostic Interview – virtual or in-person
  • 96116 Neurobehavioral Status Exam – often reimbursable, especially for clinical follow-up
  • 96132/96133 Neuropsychological Evaluation – rarely reimbursed remotely; partial coverage in-person if medical necessity is strong (e.g., post-TBI, tumor)
  • 96136/96137 Test Administration & Scoring – frequently out-of-pocket, even in-person unless pre-authorized
  • ❌ Diagnoses without medical necessity (ADHD alone, learning disorders, school performance issues, family risk) – not covered

Your Next Steps: Planning the Evaluation

To best plan your investment and potential reimbursement, we recommend starting with a 90791 diagnostic interview or a virtual screening. This guides whether full testing is clinically justified and informs your potential out-of-pocket costs.

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